We Fund Lending
NMLS# 1869170
Copyright © . We Fund Lending. All Rights Reserved.
877-909-3386
wefundlending@gmail.com
13023 100th Avenue NE, Kirkland, WA 98034
wefundlending@gmail.com
13023 100th Avenue NE, Kirkland, WA 98034
NAERB, LLC dba
Learn About our Loan Options
USDA Loan
Offered by the U.S. Department of Agriculture, a USDA loan is a guaranteed rural housing loan program. For rural areas classified by the USDA, the program allows 100% financing with a 30-year fixed-rate mortgage.
USDA loans are great for buyers with good credit scores, but lower income than the area average.
Qualifications:
Must have income equal to or less than 115% of the area's median income and purchase home in an area classified as rural by the USDA.
Benefits:
No down payments
USDA loans provide 100% financing, or no down payment requirements. These loans can be used on either the purchase of a new home or the refinancing of a current home.
Excellent interest rates
USDA loans offer lower interest rates than many other loan types. Several factors can affect your interest rate, such as your income, credit score, down payment, amount
of payment borrowed, and the loan term.
Lower Monthly Mortgage Insurance
USDA loans offer a lower monthly Private Mortgage Insurance than many other loan types. The up-front mortgage insurance premium for these loans is 1% of the loan amount. Buyers can include the cost of the mortgage insurance premium in the loan to not pay cash at closing.
USDA loans are great for buyers with good credit scores, but lower income than the area average.
Qualifications:
Must have income equal to or less than 115% of the area's median income and purchase home in an area classified as rural by the USDA.
Benefits:
No down payments
USDA loans provide 100% financing, or no down payment requirements. These loans can be used on either the purchase of a new home or the refinancing of a current home.
Excellent interest rates
USDA loans offer lower interest rates than many other loan types. Several factors can affect your interest rate, such as your income, credit score, down payment, amount
of payment borrowed, and the loan term.
Lower Monthly Mortgage Insurance
USDA loans offer a lower monthly Private Mortgage Insurance than many other loan types. The up-front mortgage insurance premium for these loans is 1% of the loan amount. Buyers can include the cost of the mortgage insurance premium in the loan to not pay cash at closing.
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The content provided is for informational purposes only and should not be interpreted as mortgage, tax, or investment advice. Although the content is deemed to be accurate, it is not guaranteed to have no errors.
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Loan Types
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